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Finding The Right Lender for Real Estate Investing

Updated: Jul 8

Real estate investing can be a powerful way to build wealth, but securing the right financing is crucial for success. For investors looking to maximize their opportunities, partnering with Lima One Capital for investment property loans offers several compelling advantages.


Lima One Capital has established itself as a leading lender in the real estate investment space, having funded over $9 billion in loans since its inception in 2011. This extensive experience translates to deep industry knowledge and a thorough understanding of investors' needs.



Here are some key reasons why investors should consider Lima One Capital as a financing partner:


Comprehensive Loan Products


Lima One Capital offers a wide range of loan products tailored specifically for real estate investors:


  • Fix and Flip loans for short-term renovation projects

  • Rental property loans for long-term buy-and-hold strategies

  • New Construction loans for ground-up development

  • Multifamily loans for properties with 5+ units

This diverse portfolio allows investors to find the right financing solution regardless of their investment strategy.


Competitive Terms and Rates


Lima One Capital provides competitive loan terms that can help investors maximize their returns. They offer loan amounts ranging from $75,000 to $5 million, with loan-to-value ratios up to 80%. Interest rates start as low as 6.99% for certain loan products, making them an attractive option for cost-conscious investors.


Quick Closing Times


In real estate investing, timing is often critical. Lima One Capital understands this and prides itself on its ability to close loans quickly. They can typically close loans within three days of receiving a complete loan file, allowing investors to act swiftly on opportunities.


By using YourOwn Wallet, you can instantly share your financial data to close even quicker.

In-House Services


Unlike many lenders, Lima One Capital keeps crucial services in-house, including underwriting, appraisals, construction management, draw requests, and loan servicing. This integrated approach can lead to a smoother, more efficient lending process and better overall experience for borrowers.


Technological Innovation


Lima One Capital leverages advanced technology for efficient reporting and controls. This commitment to innovation can provide investors with more accurate and timely information about their loans and investments.


Nationwide Coverage


With a presence across the United States, Lima One Capital can serve investors in multiple markets. This broad coverage is particularly beneficial for investors with geographically diverse portfolios.


Expertise in Real Estate Investing


Founded by former U.S. Marines with a deep understanding of real estate investing, Lima One Capital brings a unique perspective to the lending process. Their team's expertise can be a valuable resource for investors, especially those new to certain types of real estate investments.


While Lima One Capital offers many advantages, it's important to note that they primarily serve accredited investors with relevant industry experience. Additionally, as with any financial decision, investors should carefully review all terms and conditions and consider consulting with financial advisors before committing to a loan.


In conclusion, Lima One Capital's comprehensive loan products, competitive terms, quick closing times, in-house services, and industry expertise make them a strong partner for real estate investors. By leveraging Lima One Capital's offerings, investors can potentially access the capital they need to grow their real estate portfolios more efficiently and effectively.



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